Innovation and insurance trends

Our world is changing faster than ever. This permanently poses new challenges for dealing with risks. Our innovative solutions teams (IST) recognise trends, analyse markets and work across all divisions to come up with solutions for the future.

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Piracy reaches new dimensions

The frequency and severity of piracy attacks have reached alarming levels. Munich Re comments on the current situation. »more

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Long-tail risks

One of the key functions of reinsurers is to cover long-tail business. How can such risks be managed? »more

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Cycle management– no lapse this time

Without doubt, the insurance markets are in a soft market phase. But the chances are good that the insurance industry will avoid the serious errors of the 1990s. »more

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CRO Forum Position Paper on Terrorism published

Strong partnership between insurance industry and national governments needed »more

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CRO Forum Position Paper on influenza pandemic published

A prominent example of a mortality shock event »more

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Together we can beat the cycle trap

With discussions in recent years revolving around the issue of underwriting discipline, the insurance industry must now prove that it can match its words with action. »more

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Risk trading – More than just securitisation

The insurance-linked securities market opens up an attractive field of business for the insurance industry - investors find this market very interesting too. »more

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International rating comparison of motor insurances

When in Rome insure as the Romans do: There are many international differences in car insurance. Some of them are based on cultural peculiarities. »more

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The financial risk of mega-events

International sports competitions have become commercial mega-events involving enormous financial risks for the organisers. To cover such events, the insurance industry needs both a high level of know-how and sufficient capacity. »more

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Environmental liability: The state as nature's advocate

In general, European environmental liability extends only to personal injury and property damage. However, this is all set to change in 2007 with the introduction of statutory liability for damage to the environment. »more

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Piracy — Threat at sea

Piracy continues to be a serious risk for shipping companies, cargo owners, and insurers. Munich Re has published a brochure on this subject. »more

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Developments in European liability law

Even though the unification of European liability law is still far in the future, some common European trends are already discernible. »more

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Swift claims management reduces costs

Motor liability may involve a whole bridge. »more

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Windmills against climate change

The earth's temperature is rising at an ominous rate. We are therefore pinning our hopes on renewable energies. »more

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"The outlook: Much too cold for the time of year"

Meteorological research estimates that more than 80% of the turnover and profitability of all economic activities are dependent on the weather. »more

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Maximising strenght for the future

New EU guidelines call for higher risk reserves for the insurance industry. We offer solutions for actively managing risk capital. »more

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Risk transfer to the capital market - A useful complement

Capital market instruments help to alleviate uncalculable financial burdens. »more

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Nanotechnology - The future of one-billionths

Like all technologies, nanotechnology will have undesirable side effects. Today, we can only guess what these may be. »more